In California, a car accident can happen anytime and anywhere. Having almost 40 Million residents, California has the highest number of car accidents, injuries and deaths.
- 485,866 Reported Car Crashes
– Los Angeles – 91,468
– Orange – 23,103
– San Diego – 21,534
– San Bernardino – 16,263
– Riverside – 15,551
- 276,823 Injuries
- 3,651 Deaths
– 11% of Drivers Tested Positive of a Drug in all Fatal Crashes
– 925 Deaths Were a Result of Speeding
– 809 Deaths Were a Result of Alcohol Impaired Driving
– 689 Pedestrians Were Killed
- 80% of all Vehicle Crashes Involved Distracted Driving
If you’re involved in an accident, chances are you will need a lawyer. Even when you are not suing another person, you may need a lawyer to help you receive money from your own insurance company.
Here are the most common reasons to hire an attorney:
- Serious Injuries: These accidents include hospitalization, broken bones and/or injuries that are likely to be permanent in nature.
- Death: Whether you’re a surviving loved one or the opposing driver of an accident that results in death should be handled by an attorney immediately.
- Fault:. Accidents can and do occur, but when fault becomes a clear issue, it’s time for legal guidance.
- Construction Zone: Accidents that occur in a construction zone can be deadly. These accidents may even involve hitting a worker or violations on part of the driver. Heavy fines and penalties are assessed for accidents in construction zones.
- Police Report: A police report that’s not accurate can have a lasting impact on your claim. If the report puts the blame on you and is not accurate, you’ll need an attorney to help and fight your case.
- Additional Parties: When additional parties are involved, you’ll need to contact an attorney. These parties can include other automobiles and even pedestrians.
- Attorneys are Involved: If anyone, including your insurer, hires an attorney, you’ll want to pick up the phone immediately and secure your own attorney.
- Insurance Issues: If any auto involved in the accident doesn’t have insurance, the insurer suggests you didn’t pay your premium or your insurance limits are too low, you will need an attorney.
When to Seek Legal Advice After a Car Accident
- Accident’s fault may be an issue
- Not sure of your rights
- Confused about your policy
- Stuck in negotiations with your insurer
- Not sure if your insurer is acting in good faith
What You Should Do When Making Car Insurance Claims
- Call your insurance agent as soon as possible.
- Review your current policy and understand what your coverages are.
- Consider other policies that may offer coverage, such as homeowner policies.
- Take pictures of the accident scene, damage and injuries.
- Remain honest the entire time. Your insurer needs to know all the facts pertaining to an accident.
- Document everything from your medical bills to expenses incurred as a result of your accident.
Pain and suffering, loss of work, medical bills and further damages can occur from a single automobile accident. Property damage can occur, death or life-long injuries. Taking the wrong approach, following an accident, can have a lasting impact on your claim. It is important you consult with an attorney before you make any decisions.
What You Should Not Do When Making a Claim
An accident often leads people to make rash decisions and this can lead to making big mistakes. Here are a few pointers to ensure your best options are still open.
- Don’t provide a written or recorded statement to your insurer until you fully understand your policy.
- Don’t accept an estimate or appraisal that isn’t fair. Take your time to analyze the estimate and appraisal before moving forward.
- Don’t accept a payment marked as “final payment.” If you accept a “final payment” check, you may be agreeing to not pursue further action.
- Don’t sign a waiver or release. Legal advice should be sought if you’re an accident victim and have someone asking you to sign a waiver or release.
- Don’t accept anything you deem unfair. An insurance adjuster works for the insurance company, so they have the best interest of the insurer in mind – not your interests.
Retaining an attorney will help you increase the value of your claim substantially because insurance companies understands that an attorney will pursue higher charges and remain persistent, thus resulting in the insurance company in wanting to reach a settlement.
Solution Law APC has recovered Millions of Dollars for our clients. If you have been involved in an accident, contact us and we will be happy to let you know the options for your specific circumstances. Our consultations are FREE and if we don’t win, you do not pay.